February 21st, 2009 at 06:05 am
I am getting back a good size amount of money from my taxes this year. Yeah.
I will be paying off Loan 1 next month, adding some cash to my ING account and buying me a new mattress and box spring. Another debt bites the dust once my e-file is deposited.
Also, purchased a new dryer, mine was definately dead; and found some great deals on clothes at different thrift stores and the mall for me and my son.
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February 18th, 2009 at 06:48 am
I have so much small stuff going on; and well, maybe some large stuff to tend to. I keep putting things off because I am so focused on getting rid of my debt. But, I am going to have to break down and start fixing some things.
I have a stove with self-lighting burners. One of the burners on my stove has a crack in the ingnitor, so I always have to light a match to use that burner. Of course, it is the one I use all the time. Looked for a part, but need to take the one off that is on there to take it with me to get the right one.
My dryer has been going through something. Sometimes it heats, sometimes it doesn't. I took off the part that monitors this, took it in, they put a tester on it and said it was just fine. Well, it has been heating, lately, but now the belt broke that turns the drum, so it won't even start. I washed two loads of clothes yesterday, then took them to the laundry mat to dry.
Our portable dvd player just decided to stop reading discs. Okay, it has never been dropped, so now what. Can you replace the eyes or have them fixed, or do you just buy a new one.
We have pretty much all wood, tile or lineoleum floors with large area rugs. My bedroom rug is a cream color and seriously needs to be cleaned. Do I rent a machine somewhere or have someone come in a clean it.
The ouside grill is trashed. The inside burners have disinigrated. I mean, what can I say about this. I just need a new one.
My husband's watch band broke, so he taped it back together with duct tape. This I think is funny. Watches are fairly inexpensive at K-Mart or Wallmart. Just go buy a new one, or just buy a new band. They probably only cost $5.00.
My Jeep is doing something funny. When I turn left, it stops moving until I straighten out the wheels, like the transmission slipping, but a mechanic said if it was the transmission, it would always hesitate, not just when I turn left. I am really trying to hang onto this vehicle instead of incurring a newer one with another 4 to 6 years of payments. I want out of debt.
Need to get my taxes done. I usually go to H&R Block, but I think I am going to give Turbo Tax a try. Block charges me somewhere around $250.00 to have them done. We have nothing major/significant that would make it difficult, so I believe I can do it.
My refrigerator drawers have all broken off the plastic they ride on. My fridge is 10 years old, but looks new, just the drawers are annoying. I wonder if I can buy new hangers for them somewhere.
My daughter's computer has a virus. Did find someone to fix this, just need to get it to him.
My daughter needs a car. My son needs more clothes and shoes (stop growing already). I need clothes and shoes (seriously). It has been so long that I have really purchased clothes for myself that everything is wearing out, ripping apart, serioulsy faded and stained.
And, not to mention what needs to be done to my cottage.
*Finish laying flooring
*Purchase and finish outside siding
*Purchase and put gutters back on
*Build decks
*Finish trim
*Work on foundation in front of house
*Replace front door
*and so on, and so on.
That is just off the top of my head. Sorry for the rant. Just thought if I got it down, I could assess the damage and get'er done.
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Debt Control
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February 2nd, 2009 at 05:43 am
January 2009:
*Groceries: $454.77
*Eating Out: $193.00
*Gas: $147.75
*Extras: Helped my oldest son fix his car $95.00.
I am going to seperate my Groceries into two categories, Food and Household. It will eventually be in My Pages under Grocery Challenge.
*Plus, paid all the regular bills and paid off one debt and eliminated it from my sidebar. On to the next debt.
*Changed around which accounts my money goes into. I have auto deductions that come out of my checking every month and go into different savings accounts. Well, after dealing with Chase this past week, I decided they didn't need any more of my money than it takes to pay the bills, so I stopped the auto deduction into that savings, transferred the money out of that savings and it is now going to my ING account, which draws way more interest anyways.
Also, closed my kids accounts at Chase and transferred those to the Credit Union, where their college savings is.
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