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Archive for July, 2011

My Next Ten Years

July 25th, 2011 at 12:54 pm

Yes, I turned 50 this year. I don't look my age, so I have been told. In fact, people often don't believe me. I get carded a lot.

Anyhow, started thinking about my next ten years and what it holds for me. This is what I came up with.

*I will be debt free, including my mortgage.
*I will probably become a grandma at least once, maybe twice.
*My career shift will change from a stay-at-home mom, doing different types of jobs to bring in extra income, to a more secure job, possibly 5 days a week, that would include some type of health insurance and retirement package.
*My children (16, 19 and 26) will become less dependent on me, which will free up more of my time to possibly travel with my spouse. I have a bucket list.
*My home will be completely renovated and will only require maintenance. I have been working at turning my home into a more green and self-sufficient place to live.

So, I am looking forward to the next 10 years. I believe they hold a lot of promise.

Passive Income and Beach Money

July 22nd, 2011 at 11:56 am

Got $21.70 for a mileage and parking reimbursement. It really doesn't cost me very much to drive to and from the hospital, so I am adding the full amount into my passive income total.

Previous Amount: $251.99
Add monies: $21.70
New Total: $273.69

I had another check added to my savings account from working my beach job. I am now up to $1711.14. I should have 3, possibly 4 more direct deposits left before the season is over. A nice little chunk of change.

Debt Be Gone and Gardening around the Cottage

July 15th, 2011 at 03:19 pm

I was able to pay off the doctor bill and the car repair bill. Now that those debts are out of my way, I feel so much closer to my Debt Free goal.

I did transfer a little money from my savings, but I still have my emergency fund in place, due to my summer job income being directly deposited into my savings account.

I also have been digging out in my gardens today. Seems I have been so busy this summer that I haven't had a chance to play in the dirt. I have some Herbs that have gone viral, a Spearmint and Chives, so I have been digging them up. I re-planted some Spearmint and Chives in my large cement urns I have planking my stairway to the sidewalk. They look so great in there, plus they will grow every year and I won't have to re-do them for a while.

I also planted some other large pots, one with Spearmint and one with Chives, to give to my son to use at his home. I am really in need of getting rid of a lot more Spearmint, so I can make better use of that portion of my garden. I think if I can eliminate most of it, it will be great little place for a brightly colored painted bench, possibly in yellow or teal.

I can't even tell you how theraputic my day has been. I am not sure if it is the euphoria of eliminating debt or smelling all of the Spearmint, while digging it up, that has refreshed my soul.

Anyone Christmas Shopping?

July 13th, 2011 at 12:39 pm

I can't believe I am thinking about Christmas shopping already, but I am. I have asked my children for their Christmas and birthday lists. Two of my kids have birthdays in December.

My youngest, 16, says "Has 7 months gone by in this year already". Yes, baby boy, there are only 5 months until Christmas and I need to start now.

My goal is to find the best deals, although some of the best deals don't come until after Thanksgiving, so it will depend on what's on their lists.

My Christmas shopping consists of:
My oldest son (26) and his girlfriend (24)
My daughter (she will turn 20)
My youngest son (he will turn 17)
My husband
Two nephews and a niece (7,9 and 11)
and possibly a couple other kid and adult gifts depending on the parties we will be attending.

I would like to do gifts in a theme something like:
*Something you need
*Something you want
*Something to wear
*Something to read

I thought this was interesting: http://thesavedquarter.com/100-holiday/

Anyone else Christmas shopping?