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Money Making Opportunities, Debt and Such

September 12th, 2011 at 05:17 am

Wow, where did the summer go. My summer beach job has come to an end. I ended up making $3,379.46. Not a bad little chunk of change for 15 weeks.

Once Labor Day weekend was done, I went right into another schedule with sharing a car with my kids and their school and work schedules. My youngest just got his driver's license, so there is three of us using one car, but it is working out real well.

Started doing some harvesting and putting some fruit and veggies up in the freezer and pantry. My MIL put in a very large garden and has had an abundance of everything. It has been a great savings for us not to spend money on vegetables at the grocery store.

I have also been fall cleaning and trying to catch up after a busy summer. Did a quick trip to a pawn shop with some useless gold and made $145, plus had a two day garage sale with my SIL and made another $160 on items like clothing, a PS2 and some small trinkets. So, a total of $305 for a Friday, Saturday and Sunday, and it really wasn't that much work at all.

We are going to do another garage sale in October and do it with a fall/winter theme and try to get rid of some items that are geared towards Halloween, Thanksgiving and Christmas. We both have vintage and collectible items, so we are also thinking about revamping vintage vases into centerpieces and upcycling some of our really old vintage furniture and jewelry to set up at some craft shows between now and Christmas. Our stuff was selling so well at our first garage sale, that it has got us inspired.

Once 2011 is over and the New Year gets here, I will re-assess my goals and also plan a baby shower for my first grand-baby. We will find out just before Thanksgiving what we are having.

I took another look at my debt and gave it a more realistic payoff goal. I re-did my snowball with just the minimum, plus a few dollars to make it a rounded number up on each debt. (If it was $66.00, then I pay $70.00). It is easier for me to pay a permanent rounded number instead of a decreasing sliding scale interest number. So, I am using $360.00 a month to pay off my debt, not $505. So, my snowball debt payoff is at 55 months or 4 1/2 years, which is a more realistic goal. My intentions are to put any extra monies (like income tax returns) towards my debt to get it paid off earlier.

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