So, I transferred money from my ING and Savings accounts to pay off CC1. I have deleted it from my debt area and have moved everything up.

Since January, I wrote everything down that I pay for and either called and adjusted the amount, changed providers that offered lower costs or eliminated certain things completely, saving myself over $2000 a year.

Along with putting myself on the Rapid Debt Reduction Plan. I have been able to pay my taxes (they are not included in my mortgage) and pay off one loan and two credit cards - all in 7 1/2 months. Not bad.

Hoping to have the next credit card paid off by December/January at the latest and then on to the next in line.

I have also sold or got out of anything that wasn't a good investment or we have outgrown (i.e., property, motorcycles, furniture, small business, etc.) to relieve myself from undue stress and to help pay off debt.

Feeling pretty good about becoming debt free again.

The yard sale went really well. I sold just about everything. The rain held off until 3:30ish. I am very tired and sore though. I really do like getting extra money, but it is hard work. I made around $300 for 6 hours of work. We had to pack up knowing the rain was coming. The weather service issued a severe thunderstorm warning for our area and a tornado warning touched down south of us. But it is over and I am off to the beach with my kids to meet my SIL, cousin and my nieces and nephews.

On Thursday, I am having a Yard Sale. Boy, it has been a lot of work getting it together, but hoping for a profitable day. I can only hold it for one day due to working, so I am wheeling and dealing tomorrow.

Also, we haven't had rain in weeks, now all of a sudden the skies have opened up. I am praying the "Yard Sale Prayer" that the rain holds off until I am done.

I will let everyone know how much I made. It is going towards my new livingroom.

Wow, it has been two months since I wrote our "Spending and Budget Plan". I have accomplished everything on that Plan so far.

So, after writing out my bills for March, my debt is just over $10,000; and this is what else I found out, after keeping track for the month of February.

My ING and Savings accounts are going up.

Spent $172.90 on gas, more than last month and this month was shorter.

My stock in my Sharebuilder account has been steadily going up. Still haven't received my $25.00 bonus.

I spent
$340.24 on Groceries
$112.90 on Fast Food/Eating Out

Extras:
B-day gift $15.00
Two Prescriptions for my tooth, Ibuprophin and hair color $31.56
Drywall Mud and ant traps $16.82
Copies and mailer box $3.34
Mail expense for stuff sold on e-bay and half.com $5.97
Bag of Chocolate $3.50
New Pants from Salvation Army $6.34
For a total of $82.53 on Extras

I got everything accomplished for February, like paying my Jeep and Homeowner's Insurances, Sold my Up North Property, but haven't closed yet and got our taxes done.

I will be receiving two fairly large checks the beginning of March, one from my Federal Income Tax Return and one from selling my Property. Some of the money will pay off the first two debts totalling $850.00 and the rest of the money will go to build up my EF account.

I listed my Vacation Package for sale. I will try to sell my last 6 weeks of vacation to get back some of that money. I just don't use it, so I am loosing money.

I counter-offered the buyer on my property to $2,800 and they accepted.

All the paper work is getting done over the next week or so and we are supposed to close before March 7.

Now that is a quick sale and an extra $300 more than their original offer.

On my property that is.

I bought the property for fairly cheap and have sat on it awhile, but it cost me about $400/year to maintain it (taxes, water bill, association fees) and we never use it, so I thought I would sell it.

Well, an offer came in. You see my property is not appreciating as rapidly as the cost of upkeep.

So, I have paid approximately $5,825 for my property and the upkeep and the offer is $2,500. Now after subtracting the realtor fees and pro-rating around taxes, water bills and association fees, I will pocket about $1600. I am at a loss of around $4225.

I will probably accept the offer so that I won't have to be responsible for the upkeep in the future, and we can still visit the area, just not have access to the Association.

So, I will deposit that money into my savings account and let it sit there. I am eventually going to put it towards debt, but all of my debt is at 0% interest until November. Might as well take advantage of that and have a little EF on the side drawing interest.

This is part of my De-Junking process. To get rid of those items that are costing me or could be put to better use.

Yep, I broke down and listed my property in the northern part of lower Michigan. It is a nice piece of property, we just don't use it and it is costing me $400/year to maintain it.

I could use that money towards something else, like paying off a credit card, or help with the dental bill and maybe put a deck on my house.

These are all a part of this year's plan, just not sure which to use it for.

So, everyone send good wishes that it sells fairly quickly.

Took clothing, shoes and toiletry items cleaned out of closets to an organization that helps those in need yesterday. It feels good to get more items cleared out.

Have a dentist appointment today and I think it is going to be costly. Going to have to put it on the Care Credit Card to cover the costs.

Need to get the brakes/rotors done on my Jeep, again; and an oil change.

File taxes. Just can't decide if I should do it through Turbo Tax or an independent tax accoountant.

Have someone interested in the property again, but they want a Land Contract. Not sure if I should go with this or list it with a Realtor.

To stick with the "Compact" theme of things.
http://groups.yahoo.com/group/thecompact/

I have also been de-junking my house and life and making a little extra cash and getting things done.

I have been either selling items I don't need through some local Yahoo groups or Craigs list. www.craigslist.com., recycling certain items for use as something else, using up what I have before shopping or cooking, not starting another project before I finish certain projects and bartering/trading items/ services I don't need for items/services I do need.

I love this whole "Compact" thing. http://sfcompact.blogspot.com/ I already did a lot of frugalness and not waisting, but this really keeps me focused.