Debt Payoff and Savings Goals
These are my debts to payoff: I owed $23,596.10 in September 2008 (not including mortgage). Just can't decide if I should cut them up.Discover - working on (owe $4,753)
Wamu Visa - working on (0we $4,397)
Chase Visa - Paid off 9/09 (6,000) (I replaced this with a Discover to get the 0% interest)
M.K. Visa - Paid off 7/09 ($2,500)
Lowes - Owe nothing
Citi Health Card - Owe nothing
Gardner White - Paid off 12/08 ($1,200)
Care Credit - Paid off 2/3/09 ($2,800)
Loan 1: (son's college loan) - pd. off 03/09 ($5,000 twice)
Loan 2: (Jeep) - $4,047.56 - 7.99 -pd. off 6/09
Mortgage: In May 2009, I refinanced my mortgage from a 30 year, 6.75% fixed rate to a 15 year, 4.5% fixed rate. I am saving myself a ton of interest, and my goal is to have this mortgage plan paid off in 10 years.
Savings Goals
*ING Account: Keep adding to every month
*Freedom Account: This is for property taxes and kids schooling costs.